B.G.W Money Coach Master ltd. Privacy Policy
Your privacy is important to us
B.G.W Money Coach Masters owns www.debteliminationsoftware.com domain name and this web site. B.G.W Money Coach Masters is subject to both Canadian (“PIPEDA”) and Ontario privacy legislation which requires us to provide you with specific information related to your privacy. More specifically we are required to inform you of what information we collect, where and how we use that information, and with whom we share that information. In addition, we are required to provide a level of security which insures that only authorized use can be made of that information. Finally, we are required to provide access to you to review that information and a process for you to correct any inaccuracies.
This Statement of Privacy Policy (“Privacy Policy”) specifically describes how we handle your personally identifiable information. It applies to financial products and services provided by B.G.W Money Coach Masters. This Privacy Policy describes the scope and purpose of our information collection practices, and the circumstances under which your information may be used or disclosed.
We treat information concerning our former customers the same way we treat information about our current customers. We retain the right to destroy any information about former customers subject to the legal requirements of retention.
We don’t knowingly attempt to solicit or receive any information from minors. Because of their financial nature, our websites are not designed to appeal to children under the age of 18.
Information Collection and Use
B.G.W collects contact information (name, address, phone number and e-mail address) and account identifiers (e-mail or name and password and other techniques) for it’s own use and personal financial information (account names, and numbers, passwords and PINs) which you share with us. In addition, B.G.W collects personal accounting information (dollar amounts, purpose and dates).
Use of Information
B.G.W may use the contact information (as defined above) for the purposes of contacting you and maintaining an account with you.
B.G.W may use the account identifiers (as defined above) for the purposes of identifying you or parties approved by yourself for access to your account.
B.G.W will use the personal financial information to provide such access to your accounts with others as you specifically request.
B.G.W will use the personal accounting information to provide services to you. Generally, these services consist of the recording, reporting and analysis of that personal accounting information. To maximize the value of our services, we may request or collect information from you when you visit our websites. Whenever we ask for additional or optional information, we will identify those fields appropriately that you may know what information is required to provide the requested service. In order to provide you with technical and product support, we ask for your name and e-mail address. We may use your contact information to contact you regarding service updates or specific support questions. We may also contact you for additional opportunities to provide feedback on our products and services, unless you request not to receive such communications. From time to time, we may offer you the option to participate in contests or surveys. If you wish to participate, we may ask you for contact information, preferences, or other information. This information may be used to conduct research, improve our offerings, or award prizes. Our contests may have separate rules that describe how the information you supply will be used.
Information Opt-out Choice
When B.G.W sends you general information, we provide you the opportunity to opt-out of receiving further information. A simply unsubscribe feature is provided within each e-mail. You may also contact B.G.W customer service directly.
In addition, we may also send you site and service announcement updates. You are not able to unsubscribe from these announcements, which contain important information about service.
Finally, we communicate with you by e-mail to provide support regarding issues relating to your account or requested services. Again, you are not able to unsubscribe from these announcements as they are sent only as a response to a specific request on your part.
Sharing of Information
B.G.W will not sell, share, or rent your contact information, account identifiers, personal financial information or personal accounting information except as disclosed in this Privacy Policy. We will not share your personally identifiable information with third parties except as required by law, to fulfill your request for service or as otherwise outlined in this Privacy Policy.
Referrals
If users elect to use our referral service to inform others about our site or products, we ask them for contact information for themselves and for the person being referred. B.G.W will automatically send the referred person a one-time e-mail, or telephone them one time inviting them to visit the site or make a purchase. B.G.W stores this information for the sole purpose of sending this one-time e-mail or making this one-time phone call. The referred person may contact B.G.W customer service to request the removal of this information from the referral database.
With B.G.W Approved Web Partners
If you have enrolled after coming to B.G.W through a B.G.W Money Coach Masters-approved web partner site, B.G.W will provide to the approved web partner a copy of your contact information and such information as is required to facilitate internal billings (e.g. services purchased). B.G.W will NOT provide any approved web partner your account identifiers, personal financial information or personal accounting information. B.G.W- approved web partners are restricted by contract from sharing this personal information with any third parties, and from using this information other than in accordance with their published privacy policies.
With Service Providers
In some cases, we employ or work with service providers such as marketing or security consultants, temporary workers, third-party software developers, or outsourcers to complete a business process or provide a service on our behalf. We may use service providers to deliver products, to offer online software applications, or to send e-mails on our behalf. While this may require that we share some information, we will share only information the service provider must have to perform the requested services. For example, a service provider who delivers products on our behalf would need to have a delivery address, but not financial information. These service providers are strictly prohibited by contract from using your information for any purpose other than to act on our behalf to perform the contracted service.
In Case of Sales of Business
Your Information may be transferred in connection with a sale, merger, transfer, exchange, or other disposition (whether of assets, stock or otherwise) of all or a portion of a business operated by B.G.W or its affiliates.
For Legal Reasons
In accordance with the privacy legislation, we may be required to disclose certain information to comply with the law, an investigation, or a legal process, such as a court order or subpoena.
Security Safeguards
We employ industry-standard physical, electronic, and procedural security safeguards to help protect the personally identifiable information you have provided to us from loss, misuse, or unauthorized alteration.
You are responsible for protecting the secrecy of your B.G.W password. We recommend that you do not store secure pages in your cache or leave your computer unattended while you are logged in to any B.G.W online service or while shopping the B.G.W website.
Correcting and Updating Personal Information
On our website, we provide you the opportunity to update or correct your account, financial, and credit card information. You may review and update your contact information (name, address, and e-mail address) by contacting B.G.W customer service. You are responsible to keep on file with B.G. current personal and financial information in order to use B.G.W services.
How to Contact Us
Questions regarding this Privacy Policy, our information practices, or other aspects of privacy on our websites should be directed to B.G.W customer service.
B.G.W Money Coach Masters logo is trademark or registered trademark of B.G.WMoney Coach Masters.com ltd.
Collection of Information Not Subject to Legal Oversight
B.G.W collects certain information which is not personally identifiable. Note that this information cannot be connected to your information in any way. Notwithstanding any provisions of this Privacy Policy to the contrary, B.G.W collects and may share or publicly disclose compiled, aggregated data concerning financial transactions of its users. In general, this information is collected in a generic aggregate format and is not linked to personally identifiable information.
Information About Your Computer or Browser
To provide our users with a better web experience and appropriate products and services, we gather broad demographic information about your computer or web browser. This information is used to analyze trends and administer our websites and to format e-mail messages to align best with your computer’s capabilities. This information is collected in a generic aggregate format and is not linked to personally identifiable information.
B.G.W Money Coach Masters DOES not use cookie
Links to Other Sites
B.G.W website may contain links to other sites. Please be aware that B.G.W Money Coach Masters is not responsible for the privacy practices of other websites. B.G.W Money Coach Masters is not responsible for the information practices of any third parties, including its web partners. We encourage our users to read the privacy policy of every website that collects personally identifiable information.
This Privacy Policy applies solely to information collected by B.G.W Money Coach Masters. Co-branded sites are clearly identified by both a B.G.W logo and our partner’s logo. On these sites B.G.W or its partners may also collect personal information. Please review the privacy policies of our partners to determine how they will use the information they collect
Change to Our Privacy Policy
We may revise this Privacy Policy or our practices with respect to how we use personally identifiable information at any time in our sole discretion without further notice. We will post the revisions to our website and indicate the date of the last revision.